@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&family=Playfair+Display:wght@600;700&display=swap');

:root{--navy:#072d55;--blue:#0e4d88;--blue2:#236da9;--gold:#c59a45;--cream:#f6f3ec;--paper:#fffdfa;--ink:#162638;--muted:#66717d;--line:#dce2e8;--white:#fff;--max:1220px;--shadow:0 24px 70px rgba(7,45,85,.14)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:'DM Sans',sans-serif;line-height:1.65;overflow-x:hidden}body.nav-open{overflow:hidden}img{display:block;max-width:100%}a{color:inherit}button,input,select,textarea{font:inherit}button{color:inherit}h1,h2,h3,p{margin-top:0}h1,h2{font-family:'Playfair Display',Georgia,serif;line-height:1.06;letter-spacing:-.035em}h1{font-size:clamp(3.25rem,7vw,6.7rem)}h2{font-size:clamp(2.2rem,4vw,4.2rem)}h3{line-height:1.25}.container,.nav-shell{width:min(calc(100% - 48px),var(--max));margin-inline:auto}.skip{position:fixed;z-index:200;left:12px;top:12px;transform:translateY(-150%);padding:10px 15px;background:#fff;color:var(--navy);font-weight:800}.skip:focus{transform:none}.eyebrow{margin:0 0 15px;color:var(--gold);font-size:.78rem;font-weight:800;letter-spacing:.15em;text-transform:uppercase}.lead{max-width:760px;color:rgba(255,255,255,.82);font-size:clamp(1.1rem,2vw,1.35rem)}.section-lead{max-width:680px;color:var(--muted);font-size:1.08rem}.light-section{background:var(--cream)}.dark-section{background:var(--navy);color:#fff}.dark-section h2,.dark-section h3{color:#fff}.dark-section p{color:rgba(255,255,255,.7)}section{padding:clamp(78px,9vw,128px) 0}.section-head{display:grid;grid-template-columns:1fr .8fr;align-items:end;gap:60px;margin-bottom:52px}.section-head h2{margin-bottom:0}.reveal{opacity:0;transform:translateY(22px);transition:opacity .65s ease,transform .65s ease}.reveal.visible{opacity:1;transform:none}

.site-header{position:fixed;z-index:100;inset:0 0 auto;height:88px;background:linear-gradient(180deg,rgba(5,25,47,.76),transparent);transition:.25s}.site-header.scrolled,.inner-page .site-header{height:78px;background:rgba(6,36,67,.96);box-shadow:0 8px 30px rgba(3,18,33,.16);backdrop-filter:blur(14px)}.nav-shell{height:100%;display:flex;align-items:center;gap:32px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none}.brand img{width:92px;height:54px;object-fit:cover;border-radius:11px}.brand span{display:grid;color:#fff;line-height:1.05}.brand strong{font:700 1.45rem 'Playfair Display',serif}.brand small{margin-top:4px;font-size:.67rem;color:rgba(255,255,255,.68)}.nav-links{margin-left:auto;display:flex;align-items:center;gap:24px}.nav-links a{position:relative;color:rgba(255,255,255,.86);font-size:.82rem;font-weight:700;text-decoration:none;white-space:nowrap}.nav-links a:after{content:'';position:absolute;left:0;right:0;bottom:-9px;height:2px;background:var(--gold);transform:scaleX(0);transition:.2s}.nav-links a:hover:after,.nav-links a.active:after{transform:scaleX(1)}.nav-links .nav-cta:after{display:none}.nav-cta{padding:12px 17px;border:1px solid var(--gold);background:var(--gold);color:var(--navy)!important}.lang-switch{display:flex;align-items:center;gap:6px;margin-left:4px;color:rgba(255,255,255,.5);font-size:.76rem;font-weight:800}.lang-switch a{color:rgba(255,255,255,.56)}.lang-switch a.active{color:#fff}.nav-toggle{display:none;width:44px;height:44px;border:0;background:transparent;cursor:pointer}.nav-toggle span{display:block;width:24px;height:2px;margin:5px auto;background:#fff;transition:.22s}

.hero{position:relative;min-height:100svh;display:grid;align-items:end;padding:150px 0 58px;overflow:hidden;background:var(--navy);color:#fff}.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(3,25,48,.97) 0%,rgba(3,25,48,.82) 46%,rgba(3,25,48,.22) 100%),linear-gradient(0deg,rgba(3,25,48,.76),transparent 48%)}.hero-inner{position:relative;z-index:2}.hero h1{max-width:970px;margin:0 0 22px;color:#fff}.hero .lead{max-width:680px}.hero-actions{display:flex;flex-wrap:wrap;gap:13px;margin:32px 0 44px}.btn{display:inline-flex;min-height:50px;align-items:center;justify-content:center;gap:10px;padding:13px 22px;border:1px solid var(--gold);background:var(--gold);color:var(--navy);font-weight:800;text-decoration:none;transition:.2s}.btn:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(0,0,0,.18)}.btn.ghost{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.4);color:#fff;backdrop-filter:blur(8px)}.btn.dark{background:var(--navy);border-color:var(--navy);color:#fff}.btn.light{background:#fff;border-color:#fff;color:var(--navy)}.proof-strip{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid rgba(255,255,255,.18);background:rgba(2,23,44,.48);backdrop-filter:blur(10px)}.proof{min-height:100px;padding:20px 24px;border-right:1px solid rgba(255,255,255,.16)}.proof:last-child{border:0}.proof strong{display:block;color:#fff;font-size:1.15rem}.proof span{color:rgba(255,255,255,.62);font-size:.78rem;text-transform:uppercase;letter-spacing:.08em}

.premium-intro{display:grid;grid-template-columns:.95fr 1.05fr;gap:70px;align-items:center}.intro-media{min-height:580px;position:relative;overflow:hidden;background:var(--navy);box-shadow:var(--shadow)}.intro-media img{width:100%;height:100%;min-height:580px;object-fit:cover}.intro-panel{padding:clamp(30px,5vw,58px);border:1px solid var(--line);background:#fff;box-shadow:0 18px 50px rgba(7,45,85,.08)}.intro-panel h2{margin-bottom:22px}.tag-list{display:flex;flex-wrap:wrap;gap:9px;margin:26px 0}.tag-list span{padding:8px 11px;border:1px solid var(--line);background:var(--cream);color:var(--navy);font-size:.73rem;font-weight:800;text-transform:uppercase;letter-spacing:.06em}.feature-row{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.feature-block{position:relative;min-height:440px;display:grid;align-content:end;overflow:hidden;padding:30px;background:var(--navy);color:#fff;text-decoration:none}.feature-block img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.54;transition:.5s}.feature-block:after{content:'';position:absolute;inset:0;background:linear-gradient(0deg,rgba(3,25,48,.97),rgba(3,25,48,.08) 70%)}.feature-block>*:not(img){position:relative;z-index:2}.feature-block h3{margin:0 0 10px;color:#fff;font:700 1.75rem 'Playfair Display',serif}.feature-block p{margin:0 0 18px;color:rgba(255,255,255,.72)}.feature-block span{color:var(--gold);font-weight:800}.feature-block:hover img{transform:scale(1.06);opacity:.7}.process{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;border:1px solid rgba(255,255,255,.15);background:rgba(255,255,255,.15)}.process-step{min-height:245px;padding:30px;background:var(--navy)}.process-step span{color:var(--gold);font-weight:800}.process-step h3{margin:28px 0 10px;color:#fff}.split-feature{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:stretch}.split-image{min-height:540px;overflow:hidden}.split-image img{width:100%;height:100%;min-height:540px;object-fit:cover}.split-copy{display:grid;align-content:center;padding:clamp(35px,6vw,70px);background:var(--navy);color:#fff}.split-copy h2{color:#fff}.split-copy p{color:rgba(255,255,255,.7)}.download-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.download-card{min-height:240px;display:flex;flex-direction:column;padding:28px;border:1px solid var(--line);background:#fff;transition:.25s}.download-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}.download-card .file{color:var(--gold);font-size:.72rem;font-weight:800;letter-spacing:.1em}.download-card h3{margin:14px 0 9px;color:var(--navy);font:700 1.4rem 'Playfair Display',serif}.download-card p{color:var(--muted)}.download-card a{margin-top:auto;color:var(--blue);font-weight:800;text-decoration:none}.premium-cta{display:grid;grid-template-columns:1fr auto;align-items:center;gap:35px;padding:clamp(34px,5vw,58px);background:var(--navy);color:#fff;box-shadow:var(--shadow)}.premium-cta h2{margin-bottom:10px;color:#fff}.premium-cta p{margin:0;color:rgba(255,255,255,.7)}

.page-hero{position:relative;min-height:72svh;display:grid;align-items:end;overflow:hidden;padding:150px 0 72px;background:var(--navy);color:#fff}.page-hero img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.page-hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(3,25,48,.96),rgba(3,25,48,.44)),linear-gradient(0deg,rgba(3,25,48,.86),transparent 55%)}.page-hero .container{position:relative;z-index:2}.page-hero h1{max-width:980px;margin-bottom:18px;color:#fff}.page-hero p{max-width:730px;color:rgba(255,255,255,.78);font-size:1.15rem}.breadcrumbs{display:flex;gap:8px;margin-bottom:30px;color:rgba(255,255,255,.6);font-size:.78rem}.breadcrumbs a{color:#fff}.page-band{padding:22px 0;background:var(--navy);color:#fff}.page-nav{display:flex;flex-wrap:wrap;justify-content:center;gap:10px}.page-nav a{padding:9px 13px;border:1px solid rgba(255,255,255,.16);color:rgba(255,255,255,.78);font-size:.72rem;font-weight:800;text-decoration:none;text-transform:uppercase;letter-spacing:.06em}.page-nav a:hover{border-color:var(--gold);color:#fff}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 360px;align-items:start;gap:34px}.sticky-card{position:sticky;top:104px;padding:30px;background:var(--navy);color:#fff;box-shadow:var(--shadow)}.sticky-card h2{color:#fff;font-size:2rem}.sticky-card p{color:rgba(255,255,255,.7)}.notice{padding:22px;border-left:4px solid var(--gold);background:#f8efd9;color:#5e4a25}.notice p{margin:0}.scenario-list{display:grid;gap:13px;margin-top:24px}.scenario{border:1px solid var(--line);background:#fff}.scenario summary{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:22px;cursor:pointer;color:var(--navy);font-weight:800;list-style:none}.scenario summary::-webkit-details-marker{display:none}.scenario summary:after{content:'+';font-size:1.4rem;color:var(--gold)}.scenario[open] summary:after{content:'−'}.scenario-body{padding:0 22px 24px;border-top:1px solid var(--line)}.guide-row{display:grid;grid-template-columns:150px 1fr;gap:20px;padding:17px 0;border-bottom:1px solid #edf0f3}.guide-row strong{color:var(--navy)}.guide-row p{margin:0;color:var(--muted)}.guide-alert{margin-top:18px;padding:16px;background:#fff3dd;color:#614a21}.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.info-card{padding:30px;border:1px solid var(--line);background:#fff}.info-card h2,.info-card h3{color:var(--navy)}.check-list{display:grid;gap:10px;padding:0;list-style:none}.check-list li{position:relative;padding-left:26px}.check-list li:before{content:'✓';position:absolute;left:0;color:var(--gold);font-weight:800}.editorial-list{display:grid;gap:1px;background:var(--line)}.editorial-item{display:grid;grid-template-columns:65px 1fr;gap:20px;padding:27px;background:#fff}.editorial-item>span{font-weight:800;color:var(--gold)}.editorial-item h3{margin:0 0 8px;color:var(--navy)}.editorial-item p{margin:0;color:var(--muted)}.tariff-wrap{overflow-x:auto;border:1px solid var(--line);background:#fff}table{width:100%;border-collapse:collapse}th,td{padding:17px 20px;text-align:left}thead{background:var(--navy);color:#fff}tbody tr:nth-child(even){background:#f3f6f8}tbody th{color:var(--navy)}tbody td:nth-child(2){font-weight:800;color:var(--blue)}.legal-layout{display:grid;grid-template-columns:270px minmax(0,1fr);align-items:start;gap:35px}.legal-toc{position:sticky;top:104px;max-height:calc(100vh - 130px);overflow:auto;padding:24px;border:1px solid var(--line);background:#fff}.legal-toc a{display:block;padding:7px 0;border-bottom:1px solid #edf0f3;color:var(--muted);font-size:.78rem;text-decoration:none}.legal-search{margin-bottom:22px}.legal-search label{display:block;margin-bottom:7px;font-weight:800}.legal-search input{width:100%;padding:14px 16px;border:1px solid var(--line)}.legal-copy{padding:clamp(20px,4vw,45px);border:1px solid var(--line);background:#fff;overflow-wrap:anywhere}.legal-copy>ol{padding-left:22px}.legal-copy>ol>li{margin:0 0 14px;padding:18px;border:1px solid var(--line);color:var(--navy);font-weight:800}.legal-copy>ol>li>ol{margin-top:14px;color:var(--ink);font-weight:400}.legal-copy li{margin-bottom:8px}.contact-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:28px}.contact-panel,.contact-form{padding:clamp(28px,4vw,44px);border:1px solid var(--line);background:#fff}.contact-list{display:grid;gap:17px;padding:0;list-style:none}.contact-list li{display:grid;gap:2px}.contact-list strong{color:var(--navy)}.contact-list a{text-decoration:none}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.field{display:grid;gap:6px;margin-bottom:15px}.field span{color:var(--navy);font-size:.83rem;font-weight:800}.field input,.field select,.field textarea{width:100%;padding:13px;border:1px solid #bac6d0;background:#fff}.field textarea{min-height:145px;resize:vertical}.file-field{padding:15px;border:1px dashed #9cabb9;background:#f7f9fb}.checkbox{display:flex;gap:10px;margin:18px 0}.form-state{display:none;margin:15px 0;padding:13px}.form-state.show{display:block}.form-state.error{background:#fff0f0;color:#9a2828}.form-state.success{background:#e9f6ee;color:#176542}

.site-footer{padding:64px 0 24px;background:#041f3a;color:rgba(255,255,255,.68)}.footer-grid{display:grid;grid-template-columns:1.25fr repeat(3,1fr);gap:38px}.footer-grid img{width:110px;border-radius:10px}.footer-grid h3{color:#fff}.footer-grid a{display:block;margin:8px 0;color:rgba(255,255,255,.78);text-decoration:none}.footer-bottom{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:20px;margin-top:45px;padding-top:22px;border-top:1px solid rgba(255,255,255,.12);font-size:.8rem}.footer-credit{justify-self:center;color:rgba(255,255,255,.78);text-decoration:none;text-align:center}.footer-credit strong{color:var(--gold);font-weight:800}.footer-credit:hover{text-decoration:underline}.footer-registration{justify-self:end}.float-actions{position:fixed;right:18px;bottom:18px;z-index:70;display:grid;gap:9px}.float-actions a{width:54px;height:54px;display:grid;place-items:center;background:var(--gold);color:var(--navy);font-size:1.2rem;font-weight:800;text-decoration:none;box-shadow:0 14px 32px rgba(3,25,48,.25)}

@media(max-width:1100px){.site-header,.site-header.scrolled,.inner-page .site-header{height:78px}.nav-shell{position:relative;z-index:2;height:78px}.nav-toggle{position:relative;z-index:3;display:block;margin-left:auto}.nav-links{position:absolute;z-index:1;inset:78px 0 auto;min-height:calc(100dvh - 78px);max-height:calc(100dvh - 78px);display:flex;flex-direction:column;align-items:stretch;gap:9px;margin:0;padding:22px max(22px,calc((100vw - var(--max))/2));background:var(--navy);transform:translateX(100%);visibility:hidden;opacity:0;pointer-events:none;transition:transform .28s ease,opacity .2s ease,visibility 0s linear .28s;overflow-x:hidden;overflow-y:auto;overscroll-behavior:contain}.nav-links a{display:block;padding:15px;border:1px solid rgba(255,255,255,.12);color:#fff}.nav-links a:after{display:none}.nav-links .nav-cta{text-align:center}.lang-switch{margin:15px 0;padding-bottom:24px}.nav-open .site-header{height:100dvh;background:var(--navy);backdrop-filter:none}.nav-open .nav-links{transform:none;visibility:visible;opacity:1;pointer-events:auto;transition:transform .28s ease,opacity .2s ease}.nav-open .nav-toggle span:nth-child(1){transform:translateY(7px) rotate(45deg)}.nav-open .nav-toggle span:nth-child(2){opacity:0}.nav-open .nav-toggle span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.proof-strip,.process,.feature-row,.card-grid,.download-grid{grid-template-columns:repeat(2,1fr)}.premium-intro,.split-feature,.contact-layout,.legal-layout{grid-template-columns:1fr}.legal-toc,.sticky-card{position:static}.content-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:680px){.container,.nav-shell{width:min(calc(100% - 24px),var(--max))}.brand img{width:72px;height:44px}.brand small{display:none}.hero{padding-top:125px}.hero h1{font-size:clamp(3rem,15vw,4.4rem)}.hero-actions .btn{width:100%}.proof-strip,.process,.feature-row,.card-grid,.download-grid,.field-grid,.footer-grid{grid-template-columns:1fr}.proof{border-right:0;border-bottom:1px solid rgba(255,255,255,.16)}.section-head{grid-template-columns:1fr;gap:15px}.premium-intro{gap:24px}.intro-media,.intro-media img,.split-image,.split-image img{min-height:360px}.intro-panel,.split-copy{padding:28px}.feature-block{min-height:380px}.premium-cta{grid-template-columns:1fr;padding:30px}.premium-cta .btn{width:100%}.page-hero{min-height:60svh;padding-top:125px}.page-hero h1{font-size:clamp(2.8rem,13vw,4rem);overflow-wrap:anywhere}.page-band{overflow:hidden}.page-nav{width:100%;max-width:none;justify-content:flex-start;flex-wrap:nowrap;gap:10px;padding:0 12px 8px;overflow-x:auto;overscroll-behavior-x:contain;scroll-snap-type:x proximity;scrollbar-width:none;-webkit-overflow-scrolling:touch}.page-nav::-webkit-scrollbar{display:none}.page-nav a{flex:0 0 auto;scroll-snap-align:start}.guide-row{grid-template-columns:1fr;gap:4px}.editorial-item{grid-template-columns:42px 1fr;padding:20px 16px}.legal-copy{padding:15px}.legal-copy>ol{padding-left:0;list-style-position:inside}.legal-copy>ol>li{padding:14px}.footer-bottom{grid-template-columns:1fr;text-align:center}.footer-credit,.footer-registration{justify-self:center}.float-actions{right:12px;bottom:12px}}
/* Use the supplied blue-and-gold artwork as the complete brand mark. */
.brand{flex:0 0 auto;width:108px;height:64px;display:block;overflow:hidden;border-radius:12px;text-decoration:none}.brand img{width:100%;height:100%;object-fit:cover;transform:scale(1.1)}.brand>span{display:none}.footer-grid>div:first-child{display:flex;flex-direction:column;align-items:center;text-align:center}.footer-grid>div:first-child p{max-width:310px}.footer-grid>div:first-child img{margin-bottom:16px}.footer-grid img{width:110px;height:66px;object-fit:cover;clip-path:inset(4% 1.7% 4.5% round 10px);transform:scale(1.06)}
@media(max-width:680px){.brand{width:88px;height:52px}.brand img{width:100%;height:100%}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}*{animation-duration:.01ms!important;transition-duration:.01ms!important}}